HMO Plans Philippines

The Better Healthcare Plans for SMEs

Mediwealth simplifies health insurance for SMEs in the Philippines by offering comprehensive plans with exclusive benefits tailored to your unique needs—providing exceptional support for you and your employees.

Licensed Partner

Backed by Purple Cow, a trusted insurance partner

Accredited Network

Cashless access at premier hospitals nationwide

Round the Clock Accessibility

Access emergency and non-emergency care anytime you need it.

SME Experience

Plans designed specifically for growing businesses

Standard Features & Benefits

Experience all the essential benefits you'd expect from a top-tier health plan

Accredited medical network — no cash out

Accredited Medical Network

Go to the accredited medical network for no-cash-out access.

24/7 nationwide and emergency worldwide coverage

24/7 Nationwide Coverage

Get 24/7 coverage nationwide with emergency coverage worldwide.

Inpatient, outpatient, and emergency medical benefits

Inpatient, Outpatient & Emergency

Get inpatient, outpatient, and emergency medical benefits.

Room and board maximum benefit limits per illness per year

Room & Board and MBL Limits

Get room & board and maximum benefit limits per illness per year.

Our HMO's Competitive Advantages

Benefits that go beyond the usual health plan offerings

With Purple Cow as our insurance partner, you gain access to benefits that go beyond the usual health plan offerings.

Healthcare professional providing compassionate patient support

Access to Premier Hospitals

Enjoy cashless services at the Big 9 Hospitals and Healthway Clinics for top-quality care.

Out-of-Network Reimbursements

Receive reimbursements for non-emergency treatments even when visiting non-accredited medical providers.

Benefits Beyond PhilHealth

Get supplemental coverage that complements and extends your PhilHealth benefits.

Digital Healthcare Access

Utilize online and mobile platforms for convenient access to healthcare services and information.

Mediwealth's Unique Advantages for SMEs

Unparalleled benefits designed specifically for SMEs

100% COVERAGE

Pre-Existing Conditions

Get full coverage for pre-existing conditions up to your Maximum Benefit Limit (MBL).

100% COVERAGE

Congenital Conditions

Receive complete coverage for congenital conditions, ensuring peace of mind.

100% COVERAGE

Special Procedures

Access full benefits for special medical procedures without additional costs.

100% COVERAGE

No-Fault Coverage

Benefit from coverage regardless of circumstances, up to your Maximum Benefit Limit (MBL).

Enhance Your Plan

Tailor your healthcare package with these options

Optional Add-Ons

  • Dental HMO Services

    Access ten dental benefits through our nationwide network of Dental HMO clinics.

  • Annual Physical Exams

    Provide your team with basic five or seven-procedure physical exams at APE-accredited clinics across the country.

  • Life & Accident Insurance

    Secure additional life and accident coverage as a multiple of your MBL, valid worldwide.

Flexible Optional Terms

  • Reimbursement for Additional Exclusions

    Receive reimbursements for seven existing exclusions, up to 10% of your MBL.

  • Annual Benefit Limit

    Set an aggregate limit for all disabilities—whether due to sickness or accident—per year.

  • PhilHealth Independence

    If not enrolled in PhilHealth, Purple Cow covers PhilHealth's share of the bill, ensuring uninterrupted coverage.

Take the Next Step Towards Better Healthcare

Empower your business and care for your team with Mediwealth's exceptional healthcare solutions.